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1190 SUGAR BELT DRIVE, St Cloud, FL 34771 (Sold on )

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 $950,000

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  • 4 BedBeds
  • 4 BathBaths
  • 3,087 SqFtSqFt
  • TypeResidential
  • Active
  • MLS# O6397601

Property Description

Experience country elegance and modern craftsmanship in this custom-built farmhouse on a full acre—no HOA, no water or sewer bills, and every upgrade you could dream of. Constructed with solid concrete block, this 2004 residence offers 3,087 sq ft of heated living space (4,574 sq ft total under roof), wrapped in timeless curb appeal and thoughtful design. Inside you’ll find solid wood flooring, level 4 drywall finishes, and a chef’s kitchen featuring a gas cooktop, farmhouse sink, quartz counters, and views across the covered lanai to your screen-enclosed pool. The downstairs primary suite has been fully renovated with spa-style finishes, while upstairs you’ll find generous bedrooms, walk-in closets throughout, and abundant storage. Two oversized garages—one a 38’-deep workshop with bathroom and cabinetry, and the other a finished two-car bay with generator interlock—provide parking for up to six vehicles under roof, plus a circle drive in both the front and rear for guests and trailers. A detached, climate-controlled garden house/greenhouse/gym (340 sq ft) with power, water, and HVAC offers the perfect studio, gym, or creative retreat. This property has been meticulously maintained with 2020 roof, new porch roof and screen enclosure (2025), new submersible well pump (2025), new water heater (2022), HVAC (2017) with mini-split in master (2023), fresh paint (2024), and fully renovated kitchen and baths (2023-24). Enjoy your own well and septic, UV water-treatment system, fruit trees, and total privacy—just minutes from Lake Nona, Medical City, and SR 417. Just a short .8 mile walk or golf cart ride away is the Ralph V Chisolm Park along East Lake Toho, with mature oak trees, park benches, a boat ramp, and vibes you'll never want to leave. Good thing your house is just down the street! Bring your cars, boats, and big dreams—this is the CUSTOM farmhouse lifestyle you’ve been searching for, right here in St. Cloud. Zoned for Nova Lakes High School

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Property Details 1190 SUGAR BELT DRIVE, ST CLOUD, FL 34771

Facts & Features

  • MLS #: O6397601
  • Status: Active
  • Type: Residential
  • SubType: Single Family Residence
  • Year Built: 2004
  • Price: $950,000
  • Acres: 1
  • Area: 34771 - St Cloud (Magnolia Square)
  • County: Osceola
  • Bedrooms: 4
  • Bathrooms: 4
  • Full Baths: 2
  • Half Baths: 2
  • Total SqFt: 3,087

Amenities

  • Parking: Boat, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Guest, Oversized, Garage, Workshop in Garage
  • Garage Spaces: 6
  • View: Garden, Pool, Trees/Woods
  • Waterfront: No
  • Pool: Yes
  • Pool Type: Gunite, Heated, In Ground, Salt Water
  • Spa: Yes
  • Spa Type: Heated, In Ground

Interior Features

  • Interior Features: Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
  • Flooring: Carpet, Ceramic Tile, Wood
  • Utilities: Cable Connected, Electricity Connected, Propane, Sprinkler Well
  • Heating: Central, Radiant Ceiling, Zoned
  • Cooling: Central Air
  • # of Stories: 2

Exterior Features

  • Style: Bungalow, Craftsman, Custom, Florida, Ranch
  • Exterior Features: Rain Gutters, Sidewalk
  • Lot Description: Cleared, Corner Lot, In County, Oversized Lot, Paved
  • Windows: Shutters
  • Roof: Shingle
  • Construction: Block, Cement Siding

Schools

  • Elementary: Narcoossee Elementary
  • Middle: Narcoossee Middle

Additional Information

  • List Date: 04/09/2026
  • Zoning: OAR1

Tax Information

  • Tax Amount: $6,806
  • Tax Year: 2025

Estimated Monthly Mortgage Calculator

This calculator is provided for informational purposes. You should not make any decisions based simply on the information provided. Values indicated are estimates and may not be accurate and are only to be used as a guide. This calculator should not be relied upon in any way as the sole source of information. Please consult your financial, tax or legal advisers for an accurate assessment of your mortgage payments and any advice relating to your personal circumstances.

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